Building Insurance
Covers the structure of your home – including walls, roof, floors, windows, and permanent fixtures like fitted kitchens and bathrooms.
Internal Walls
Walls located inside the property that divide rooms or areas – these are typically non-structural but may also include load-bearing walls.
Fixtures & Fittings / Tenants Improvements
Permanent changes or upgrades made by a tenant to the rented property – such as fitted kitchens, flooring, built-in wardrobes, or air conditioning units – that were not originally provided by the landlord