Buildings Insurance & Home Contents Insurance
Protect Your Home. Protect What Matters Most.
Your home is more than just a place to live. It is where memories are made, where your family feels safe, and where the things you have worked hard for are kept. Imagine how you would feel if your property or personal belongings were damaged by fire, flood, or another unforeseen event. With the right insurance in place, you can have complete peace of mind knowing that you are protected.
What is Home Insurance?
Home insurance is a type of property insurance designed to protect your home and belongings from damage or loss caused by events such as fire, theft, storms, and other unforeseen circumstances.
Also known as homeowners insurance, this policy generally covers the structure of your home, personal possessions within the property, and additional living expenses if you are unable to live in your home due to a covered event. In addition, home insurance can offer liability coverage in case someone is injured on your property.
Building insurance covers the structure of your home, this includes walls, ceilings and permanent fixtures and fittings such as bathrooms, floors or fitted kitchens.
Contents insurance covers your household goods and personal property, which is typically everything that you would take with you if you move out. Things like furniture, electrical equipment and personal possessions.
Some of the covers available include:
Fire, explosion, lightning, earthquake
Subsidence
Storm, flood
Escape of water from tanks, pipes etc
Theft
Trace & access
Electrical power surge
Personal possessions away from home
Pedal cycles/ golf equipment
Accidental damage to contents
Extension Dog Liability Insurance
*Applicable with selected insurers and subject to full Terms and Conditions.
Disclaimer:
The information contained herein is provided for general informational purposes only. All insurance policies are subject to the specific terms, conditions, exclusions and endorsements set out in the individual insurer’s policy documentation. Coverage may vary depending on the insurer and the nature of the risk presented. We strongly recommend that you review the full policy wording.